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Saving for your retirement

Pension plans

"Hire Now, or easily and without cost, transfer your current Pension Plan to Seguros Catalana Occidente and you will obtain the best profitability and security for your savings, as well as the best advice and personalized treatment, by financial experts"

The pension plan is the savings product that offers you the greatest tax advantages because the annual contributions you make are reduced from the personal income tax base with the maximums established by law.

Our Pension Plans, the UNIVERSAL, CATOC VIDA, UNIVERSAL VARIABLE and UNIVERSAL RENTA FIJA allow you to create savings for your retirement, death, disability or dependency, and take advantage of its excellent tax status today.

  • Total flexibility to establish and modify the program of contributions, planned, the frequency of payment of the same, suspend or cancel them, and make extraordinary contributions.
  • Personal advice. Our advisors will offer you the Pension Plan that best suits your needs, diversifying your investment and optimizing profitability.
  • You can make all the transfers you want between your plans, at no cost and with maximum agility.

The Universal Pension Plan is at the top of INVERCO's long-term profitability ranking in the Mixed Fixed Income category.


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We have obtained an Excel sheet from the Internet to be able to calculate the section in which a person is, to be able to offer that they hire and / or contribute to the Pension Plan. If you have difficulties understanding or using it, please call me at 607.204.942

The sheet has 3 tabs (12 paid, 14 paid and Help ...)